The short rate calculation adds a percentage to your premium and then pro-rates what you owe from that higher amount. 2 However, it's wise to read your policy documents or ask your agent if you are subject to a fast rate. State Farm does not normally charge a cancellation fee.
If you paid beyond that date, State Farm would refund you on a prorated basis for the unused days of coverage. You will owe prorated premiums through your cancellation date. To cancel in person, bring the paperwork and information to your agent's office and request your cancellation. Pop that information in the mail at least two weeks before the date you want to end your coverage. To cancel by mail, send your documentation to Corporate Headquarters, State Farm Insurance, One State Farm Plaza, Bloomington, IL 61710. You can cancel your auto coverage immediately, or on some future date. You'll need to have your name, address, phone number, date of birth, and policy number on hand, plus proof of new insurance or a bill of sale showing you've sold the car. State Farm will accept your auto policy cancellation over the phone, by mail, or even in person. State Farm Car Insurance Cancellation Policy You can't cancel your State Farm auto policy unless you've sold the car or obtained replacement coverage.
If possible, plan on terminating your State Farm auto coverage on the day the policy term expires. You can cancel your State Farm auto policy by phone at 800-STATEFARM, by mail with two weeks' notice, or by visiting your agent's office.
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